Our Firm

We are a full-service financial firm committed to helping people pursue their financial goals. We offer a wide range of financial products and services to individuals and business owners. We believe you will be better able to identify your goals and make sound decisions to help reach them by our providing sound financial information.

 

Holistic approach to planning and implementation

  • Risk Planning- Medical, Disability and Mortality

  • Long Term Care Planning

  • Estate Planning

  • Retirement and Investment Planning

 

Client educational support for financial concepts and products

 

Adherence to Modern Portfolio Theory practice, and discipline

  • Asset allocation

  • Diversification

  • Risk tolerance

  • Time horizon

  • Risk versus return

  • Periodic rebalancing

 

Adherence to a systematic planning process

  • Establishing and defining the client-advisor relationship

  • Gathering client data and goals

  • Analyzing and evaluating the client’s financial status

  • Developing and presenting financial planning recommendations and/or alternatives

  • Implementing the financial planning recommendations

  • Monitoring the financial planning recommendations